Investor Overview

The market that price discovery
forgot to build.

US healthcare is a $4.5T industry where patients have no prices and providers have no way to fill idle capacity. MedBid fixes both — with a mechanism, not just a mandate.

1.15M

Hospital lawsuits filed against patients in Virginia alone — 15-year study

43%

Of hospitals now posting fewer prices than last year despite federal law requiring full disclosure

39%

Average gap: cash prices are 39% cheaper than insurer-negotiated rates — yet patients rarely know

$4.5T

Total US healthcare spend — the world's largest single market

$59.5B

Direct Primary Care market (2024), growing to $92.9B by 2034 — MedBid's core provider supply

$7.35B

Concierge medicine market (2024), 10.33% CAGR through 2030 — cash-pay providers with structural idle capacity

1M+

CBO-projected Americans shifting to self-pay or uninsured status following ACA enhanced subsidy expiration

Regulatory Tailwind

The government is building MedBid's market for us.

Three concurrent regulatory and legislative forces are driving patients toward price-transparent, cash-pay alternatives — exactly what MedBid delivers.

Legislation

Patients Deserve Price Tags Act

Bipartisan support in both House and Senate. Would codify existing transparency rules and expand mandatory disclosure requirements — normalizing the expectation that prices are knowable before care.

Active in 2026 Congress

Executive Action

HHS Federal Hospital Price List

HHS Secretary Kennedy announced the federal government will host a public hospital service price list. Any provider accepting Medicare or Medicaid must post prices publicly — driving demand for tools that help patients act on that data.

Announced Q1 2026

Market Shock

ACA Subsidy Expiration

The expiration of enhanced ACA premium tax credits at the end of 2025 caused marketplace premiums to rise sharply for subsidy-receiving enrollees. CBO projections estimated millions would become uninsured or shift to self-pay over a multi-year window.

January 1, 2026

Competitive Landscape

How MedBid's model differs

Capability	Fixed-price platforms*	Bundled-price platforms*	Early reverse-auction*	MedBid
Transparent pricing	✓	✓	✓	✓
Providers compete on each bid in real time	—	—	Partial	✓
Patient posts a target price	—	—	—	✓
Live bid notifications (push/SMS/email)	—	—	—	✓
ZIP-radius slot matching	Varies	Varies	Varies	✓
B2B / employer offering	Varies	✓	—	✓
Proprietary reverse-bid price dataset	—	—	—	✓
Native bilingual EN/ES patient UX	Varies	Varies	Varies	✓
No subscription fee for patients	Varies	✓	Varies	✓

The Data Advantage

A proprietary dataset that deepens with every transaction

LAYER 01

Sub-benchmark transaction prices

Public datasets (CMS, chargemasters) show what providers bill. MedBid is designed to capture what providers actually accept in a competitive cash market. As the platform scales, each accepted bid becomes a real transaction-price datapoint — building a dataset of actual cash-market clearing prices that public data sources cannot capture.

LAYER 02

Procedure × geography × time

Prices vary by ZIP code, specialty, provider size, and season. As MedBid accumulates transactions, the dataset maps these dimensions — ultimately enabling fine-grained geographic price intelligence.

LAYER 03

Provider bidding behavior

Understanding how and when providers adjust bids reveals price elasticity patterns that can be monetized through yield management tools sold back to providers as a SaaS product — a second revenue flywheel.

Revenue Model

Three compounding revenue streams

Transaction fee (5–8%)

Charged to providers on each accepted bid. Providers only pay when they win. Low enough to be invisible in their margin, meaningful enough to scale with volume.

B2B / Employer SaaS

Self-insured employers pay a PEPM (per employee per month) fee for MedBid as a healthcare cost-containment benefit. Recurring, predictable, high-margin revenue.

Data & Intelligence API

Healthcare price data sold via API to insurers, TPAs, benefit consultants, and researchers. Defensible, high-margin, grows in value as the transaction dataset compounds.

Let's talk about the opportunity.

MedBid is building the price-discovery layer for US cash-pay healthcare. We're focused on provider network development, HIPAA infrastructure, and go-to-market execution in San Jose and Las Vegas — two high-density bilingual markets with proven demand.